Last verified: September 30, 2026 (PT)
Practical education checklists for brokers, contractor finance teams, and obligee staff. Framed as questions desks often ask — not Global Guarantors underwriting standards, not a CPD curriculum, and not a substitute for the live solicitation, statute, or issued bond.
Companion reads: Surety 101 · FAQ · Underwriter desk pack · Bond wordings education
Education only / verify at source / not legal or placement advice. Nothing here is a Global Guarantors credit policy, rate card, or claim playbook. Confirm on primary sources and with licensed intermediaries / counsel before you act. Thin facts stay Pending.
“Bondable” is not a vibe. Use this as a prep list, not a GG scorecard:
| Theme | Questions desks often ask |
|---|---|
| Job fit | Is this scope / geography / delivery method inside recent experience? |
| Size vs book | How does this bid sit against current work-in-progress and prior single-job / aggregate comfort? |
| Money | Are interim financials, bank lines, and cash timing clear enough to fund mobilisation and pay trade creditors? |
| People | Who runs the job day to day? Continuity if a key person leaves? |
| Paper trail | Indemnity in place? Claim / dispute history documented honestly? |
| Instrument | Will the owner take a surety bond, or push a bank letter of credit / cash? |
| Form family | Which specimen does the solicitation name — and have you opened it? |
These are conversation starters, not “approval odds.” Market climate and instrument choice: Underwriter desk pack. Large private programs: Megaproject & data-center performance security.
A fast desk pass usually looks for:
Then open the matching public specimen in /wordings/ and Bond wordings from public specimens. If the solicitation and the specimen disagree, the live solicitation and the issued bond control.
Pending: A multi-state map of Little Miller LOC-in-lieu thresholds — do not invent one from a single statute example.
GG’s /wordings/ database is for reading public forms — license/permit slices, contract specimens where publicly available, and related education.
Good uses: confirm parties, penal sum fields, notice conditions, and suit-limitation clocks on a public specimen family; compare US performance / payment pairs with Canadian labour & material payment education; bridge a regulator’s licence page to the form shape (amounts still come from the obligee); pair with SBA forms education when SBG paperwork sits beside the bond.
Not what the library is: a substitute for the issued bond; a premium or capacity calculator; legal advice on coverage. Keep Surety 101 and the Glossary open while you read.
The underwriters roster answers a narrow education question: who publicly lists which surety classes, with sourced URLs, verification dates, and Pending labels where facts are thin.
Desk hygiene: filter by class / geography only as orientation; open the carrier’s own product page before you brief anyone; treat AM Best letters (when shown) as dated roster facts, not GG endorsements; never read a name pill as “place the account here.”
Companion: Underwriter desk pack. Roster rules match that pack: public URLs only; no invented premiums or rankings.
File hygiene, not a claims manual. Desks that can find the paper faster waste less time arguing about what the bond says.
| Hygiene item | Why it matters |
|---|---|
| Issued bond PDF (and riders / dual-obligee) | The wording in hand beats the training specimen |
| Contract + change-order log | Scope and price context for what was promised |
| Notice contacts | Bond and contract often name where notice must go |
| Indemnity / GAI package | Recovery expectations after a surety response |
| WIP and pay-app status | Cash and progress facts underwriters and claims teams will ask for |
| Subcontractor / supplier list | Payment-bond claimant universe is wording- and statute-specific |
High-level path: principal fails a covered duty → eligible claimant asserts under the bond → surety investigates → if covered, may complete / arrange completion / pay up to the penal sum → principal typically remains liable to reimburse under indemnity. See Surety 101 — Claims and the FAQ.
Do not use this as a notice checklist, deadline calculator, or counsel substitute.
US habits do not auto-import. Before you brief a Canadian tender or licence file:
| Check | Plain reminder |
|---|---|
| Form family | Performance + labour and material payment (CCDC / SAC public education — e.g. CCDC 221 / 222) is common on construction; confirm what this tender names |
| Percentages | Come from the tender documents — do not assume US “100% each” |
| Prompt payment / holdback | Provincial regimes sit beside surety. See Ontario & BC prompt payment and Ontario holdback |
| License & permit | Widespread provincially; obligee sets the amount — re-check the regulator and /wordings/ |
| Language / jurisdiction | Confirm governing law, notice addresses, and whether bilingual forms apply |
Pending: Nationwide “typical Canadian bond percentage” tables — do not invent; cite the solicitation.
| Need | Go here |
|---|---|
| Product primer | Surety 101 · FAQ · Glossary |
| Printed promise | /wordings/ · Bond wordings education |
| Who writes what (education) | /underwriters/ · Desk pack |
| SBA program forms | SBA Surety Bond Forms & Eligibility |
| Large / private security | Megaproject performance security · Power & interconnection security |
| Dated notes | News & Insights |
No membership portal. No CPD hours. No invented GG policy positions. Resources stays a desk toolkit beside Education, Wordings, and Underwriters.
Public educational and government primers (retrieved 2026-09-30 unless noted). High-level cites only; no copyrighted full bond text.
Global Guarantors Resources — educational content. Not an offer of bonding, insurance, or legal advice. Not a recommendation to place business with any named underwriter. Checklists here are education prompts, not Global Guarantors underwriting standards. Always verify forms, statutes, solicitations, and carrier facts at primary sources.
